In India we believe in certain things. bank deposits are the safest investment instruments Lic, ppf, etc. will pay on the due date Post office cannot default If you are a Central Gov pension holder, it cannot fail I seriously do not want to comment on any of the above. It is too controversial and […]

One thing investors will NOT DO is keep proper records of their investing. What they think they are doing is “being smart about equity investing”. So I asked a few investors HOW MUCH MONEY DO YOU THINK YOU WILL MAKE IN EQUITIES? And the answers were stunning. With amazing regularity I heard 15-19% on their […]

Immaterial of how much money you have (or do not have) you will still leave an inheritance for your children. You will leave your beliefs, your style, your political view, your lifestyle choice, books, movie choices,…..for your children to imbibe. So most rich people will leave a rich life style anyway for their children. The […]

Recently, resignation of auditors is streaming in many of our timelines. You will know by now the names of entities such as Deloitte, Price Waterhouse & Co, Vakrangee, Atlanta, and Manpasand Beverages. Remember PWC are the same people who did not resign from Global Trust Bank and Satyam. Yes the same PWC has resigned. On […]

Was just reading a report by one of the world’s leading consultancies and they were talking about a lower return expectation from the equity market. Of course they were hinting a rise in interest rates. For a moment let us forget why, but accept that equity returns will be subdued over the next few years. […]

Most people who pick stocks would like to keep improving. It is tough if you do not know where you are, and where you want to go. Reading books on behavioral finance is useful. BF is not just about how the world around you behaves. It is also about how YOU behave. Most of us […]

Sorry, but I am going to blame women in this article, not just praise them. What is the problem? I see too many men spending far more than what they can afford. Difficult to believe? Look at professionals and businessmen. At least the salaried guys know how much is their take home pay. The professional […]