U K Sinha (remember he has an indexed pension and therefore has no need to invest at all) made a statement that India has the most expensive mutual funds in the world. Sounds odd because he did nothing to correct it when he was the CEO at UTI mutual fund or when he was at […]

Whenever I talk about investing, it is important for you to find the money to grow. How can you find more money to invest? These are the following ways (largely Indian context, not sure about other countries): Earn more from your current job Find a second / side job Make sure that both of you […]

At the end of one’s financial life if one were to be judged just on the money accumulated who do you think stands a better chance? A diligent saver or a hot shot investor? I do think it is the saver who would be a head ahead of the hot shot investor. Let us create […]

the number of lies that we as parents tell children is helping some industries do well….and hurting our kids.. Buy a home as soon as you can Buy a home as big as you can – after all you buy a house once in a while, not everyday Do not buy a used car – […]

it actually depends on the investor…most of the people I know would always and happily invest lumpsum. However, if you are a beginner..you may get scared.. actually compounding works better with a lumpsum….but you need to have the gut to take the fluctuation…

this is not a paid post…just clarifying…in case some of my esteemed readers have a doubt…:-) Have you noticed how some good habits have an amazing compounding impact? Well it could just be running 10km for 3 times a week. Not a very big ask but just imagine the impact that it has on your […]

Investing was never easy. Rather it was never supposed to be easy. However a longish bull run in the markets – from 2009 onward has made us believe that investing is easy! Well Charlie Munger would have called you STUPID to have even thought that investing is easy! Let us look at the macros – […]