Surat is Friday, Amdavad is Saturday….21 and 22nd…click on the picture ..for reading…

Sebi had asked the mutual fund industry to spread investor awareness all over India…and allocated a %age of the aum as a COMPULSORY expense on spreading of the industry. Then they launched a ‘Mutual funds sahi hai campaign’ – both these initiatives have created so much awareness among the people that it is tough to […]

The more I think about clients, friends, etc. who have made money, there are a lot of things that I keep learning. Here are some of the rules which have helped people: Temperament to invest: Investment is like raising an orchard – with a variety of fruit trees. It takes a lot of time and […]

You must read this thread first http://www.subramoney.com/2018/12/family-deals-be-careful/  Let me reiterate. Many Financial mistakes done by the previous generation have been nicely hidden under the carpet by their children. Well hid from the prying eyes of the world – and the mistakes are not brought to the scrutiny. What are the mistakes that I have noticed? […]

Continuing the sheer incompetence story. When you have seen somebody s..w up a portfolio from the periphery what do you do? Well, I tried warning both F and S (You have to read the first part) that they were not on the right path. S was a big believer in Real Estate and had bought […]

You  are standing in a crowd your friend comes and throws his car keys towards you and says “will you drop my parents to Egmore..I have to rush to the hospital for an emergency, I am taking my wife’s car”. You immediately say “I don’t know how to drive” but will drop them in an […]

Should you deal family deals with property? Especially complicated deals over long periods of time? I know of a man who had retired without much cash, but had a nice flat in a good location in Mumbai. In 1993/4 that house was worth Rs. 80L and he wanted some partial liquidity for the same. He […]