Subramoney.com, or PV Subramanyam are not responsible for and do not endorse any advertising, products, services,  or resource available from advertisements on this website.

PV Subramanyam receives compensation from Google for advertising space on this website.,

Subramoney.com cannot and does not control the advertising selection or content.

Please do the appropriate research before participating in any third party offers.

The information contained in Subramoney.com is for general information or entertainment purposes only and does not constitute professional financial advice.

Please contact an independent financial professional for advice regarding your specific situation.

If you are very smart and can do your own financial planning and investing, do it yourself. I am not here to suggest that you go to an adviser or do not go to an adviser. That is your choice of course.

Subramoney.com does not provide investment advisory services and is not a registered investment adviser. Not even a Portfolio Manager.

PV S does provide lectures to various groups and communities and he also has some wealth clients for whom he does MF advisory. No, he does not hold a PMS license and had never owned one. Ever.

PVS may provide advisory services through other bodies like a broker or in his training, but that is not a fee based activity, it is just incidental to the training that he does.

PVS may write in a manner not to hurt his audience, but he is generally outspoken and can be hurtful. He is normally brave about what he writes, but may sometimes worry about hurting friends, but very rarely and very occasionally.

Clearly this is an entertainment blog where you could pick up some good things about investing, not investing, saving, etc. but that is your skill.

PVS owns a house, and he advises people against using too much leverage for owning a house.

PVS could not care whether you invest in shares, debt, gold or real estate. Your choice of portfolio does not impact his portfolio returns.

In accordance with being ethical, I do state that we have a financial relationship with some of the companies mentioned in this website. This may include receiving payments, access to free products and services, or sheer friendship for a long time. PVS owns shares of companies which were in his portfolio before he started this blog. Sorry, make it far before he started this blog.

Any references to third party products, rates, or websites are subject to change without notice.

We do our best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published.

Please do the appropriate research before participating in any third party offers.

Treat this like television. Entertainment is what you should seek.

Investing is far to complicated for you to learn by reading a blog.