Comments on: Investment in Turbulent Times.. http://www.subramoney.com/2012/10/investment-in-turbulent-times/ We Make Smart People Richer Sun, 19 May 2013 05:24:35 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: abu http://www.subramoney.com/2012/10/investment-in-turbulent-times/comment-page-1/#comment-91908 abu Thu, 08 Nov 2012 09:19:04 +0000 http://www.subramoney.com/?p=8401#comment-91908 1)As on today

My Monthly income 10k (Age 29yrs)

Expenses (3k/m)

Single (living with parents (Father’s own house + his pension 5k) budget family,
No house rent for me if I’m married too

After marriage Floater health insurance, later, term plan

2 lakhs worth of Land outside the Chennai city

50,000 worth of land in village

500/m PPF – stared 22/12/2007 (including interest 33,959/- today)

2)Action taken steps:

I can invest now 2k/m (Funds India via SIP)

A)Building emergency fund (Hybrid Debt Conservative MIP /Hybrid Equity) 1k/m (long time horizon)

B)For future Children’s higher education, marriage and build a house (HDFC Equity/HDFC TOP 200(G)/BSL dividend yield plus) Multi Cap/ Large &Mid/Mid & Small Cap (1k/m long time horizon)

3)Suggest me:

i) Are Small caps risky? If yes, what, I want to do?
ii)For Building emergency fund, which option of hybrid & give me a fund (1k/month)
iii)What steps I should take after choosing these (A&B) two funds.

Other members of the forum are also please share your views

THANKS,

]]> By: Anmol http://www.subramoney.com/2012/10/investment-in-turbulent-times/comment-page-1/#comment-89907 Anmol Tue, 09 Oct 2012 16:50:45 +0000 http://www.subramoney.com/?p=8401#comment-89907 sound advice …. full of insight from an investor’s point of view. Good post ! :)

]]> By: Hasan http://www.subramoney.com/2012/10/investment-in-turbulent-times/comment-page-1/#comment-89779 Hasan Sun, 07 Oct 2012 18:48:24 +0000 http://www.subramoney.com/?p=8401#comment-89779 well said !!
right now if u open cny channel u ll find so many people giving portfolio advice and talking like stock market guru !! many of them would themself panic and sell if markets tank….dont think these consultants put money in markets they ll be in some fixed deposits..
one shuld decide how much risk apetite one has before they jump into markets.. they shud think …. can they take a 50 or 60% hit to their portfolio and wait patiently for 2-3-5 yrs!!

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