I am 25 Years old and I started earning very recently. I am seriously planning to invest for my future but I am searching for some guidance as where and how to start with.
I have seen in many websites that b4 starting to invest, we have to keep some savings for 3-6 months expenses for unseen situations.
I am earning 30K per month and I do not have any insurance policies for me nor my parents who are dependent on me, other than the medi-claim policy offered by my organisation.
After all my expenses i can save 10-12 thousand pm. I am planning to invest in SIP for around 20 yrs and i want to have around 50 lakhs for purchasing a house in the next 10 years.

Kindly suggest me the ways and proper funds to start my investments.

Thanks,
Yoginder

And yes revered subra sir ji .. you are right .. i was annoyed that you could respond to a comment that was posted after mine .. which didn’t even have any question .. but mine was completely ignored although it was very much relevant to your post ..

so it was my mistake that i wrote an honest note about what was in my mind .. when i saw that ..

i like reading your blog posts .. and try to learn from them along with reading books by robert kiyosaki and warren buffet .. also i respect your decision for no restriction and no editing .. which implies freedom of expression by default ..

but you are right .. i am just a 2 year old kid .. and now, as you mentioned, will go away knowing that you don’t care about honest opinions or about answering questions ..

thanks for teaching me that you should rather not be honest while writing to someone .. and instead keep showing false respect for something that you didn’t like .. happy teachers day to you and good luck

I am one of the silent admirers of your ideas and the blog. Personally i have benefited from your book. This brought me to interact with you Thank you for all your works.

every few months somebody comes and writes something on my blog.
the best is to ignore 2 year olds right? it has worked for me. No restriction, no editing…these kids soon go away as long as they are ignored….

To answer your question Please read this book “RETIRE RICH INVEST RS 40 A DAY “. This will give you some ideas.

Please mind your words next time. Others who are reading your comment like me want to help. But you are creating a restraint for yourself.

Subra may be busy or he is not interested to comment. It is his personal choice.

i guess the criteria must be that u either have to have a girls name or suck up to subra ji ji ji .. to get his attention ..

Excellent Article…

I owe my entire financial planning understanding to you..Thanks for changing my life…

I would like your advise on following mutual funds

Quantum Long Term Equity and IDFC Nifty fund. I am fine with above average returns compared to benchmarks but my chosen funds have a relative low expense ratio which I think should be deciding factor for people who invest regularly in MF for long term(above 20 years). Please guide me..

sorry