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	<title>Comments on: Ulip: Buying mistakes</title>
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	<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/</link>
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	<item>
		<title>By: Ulip</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-89119</link>
		<dc:creator>Ulip</dc:creator>
		<pubDate>Thu, 27 Sep 2012 10:31:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-89119</guid>
		<description><![CDATA[good tips for buy ulip plans]]></description>
		<content:encoded><![CDATA[<p>good tips for buy ulip plans</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jai Ho</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-87657</link>
		<dc:creator>Jai Ho</dc:creator>
		<pubDate>Fri, 17 Aug 2012 11:48:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-87657</guid>
		<description><![CDATA[If ur net asset value (Sum total of all liquid and illiquid assets excluding one decent residence) is 1 crore or above u do not need life insurance u do not need health insurance.

Just do good investing in the following manner:
25% invest in good blue chip equities for long  term.
25% hold in FDs/Postoffice schemes/NCDebentures/Good company FDs.
25% hold in cash and gold in case of a nuclear disaster or huge war so that u can flee to a safer place with the cash and gold.
Also the cash and gold is handy for emergencies.
15% use as working capital for ur business full time or partime.  It can b anything.  Network marketing/trading in futures/anything.
10% keep for charity.

U will never fail.]]></description>
		<content:encoded><![CDATA[<p>If ur net asset value (Sum total of all liquid and illiquid assets excluding one decent residence) is 1 crore or above u do not need life insurance u do not need health insurance.</p>
<p>Just do good investing in the following manner:<br />
25% invest in good blue chip equities for long  term.<br />
25% hold in FDs/Postoffice schemes/NCDebentures/Good company FDs.<br />
25% hold in cash and gold in case of a nuclear disaster or huge war so that u can flee to a safer place with the cash and gold.<br />
Also the cash and gold is handy for emergencies.<br />
15% use as working capital for ur business full time or partime.  It can b anything.  Network marketing/trading in futures/anything.<br />
10% keep for charity.</p>
<p>U will never fail.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: rajivahuja</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-87652</link>
		<dc:creator>rajivahuja</dc:creator>
		<pubDate>Fri, 17 Aug 2012 10:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-87652</guid>
		<description><![CDATA[Buy a ULIP,only if you think you understand its implications.Methinks AVOID it]]></description>
		<content:encoded><![CDATA[<p>Buy a ULIP,only if you think you understand its implications.Methinks AVOID it</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Vandhana Karthick</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-87636</link>
		<dc:creator>Vandhana Karthick</dc:creator>
		<pubDate>Wed, 15 Aug 2012 15:55:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-87636</guid>
		<description><![CDATA[Thanks for your quick and real response which you said about ULIP]]></description>
		<content:encoded><![CDATA[<p>Thanks for your quick and real response which you said about ULIP</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: subra</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-87631</link>
		<dc:creator>subra</dc:creator>
		<pubDate>Wed, 15 Aug 2012 15:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-87631</guid>
		<description><![CDATA[simple: do not buy ULIP. If you STILL want to buy there are many websites and blogs which will tell you the virtues of ULIP, but not this blog. Once upon a time I HAD BOUGHT a good ULIP...however the fund manager there has done so much damage that the low charges feels like an apology for a murder. 

buy term insurance, then invest in mutual funds or direct equity]]></description>
		<content:encoded><![CDATA[<p>simple: do not buy ULIP. If you STILL want to buy there are many websites and blogs which will tell you the virtues of ULIP, but not this blog. Once upon a time I HAD BOUGHT a good ULIP&#8230;however the fund manager there has done so much damage that the low charges feels like an apology for a murder. </p>
<p>buy term insurance, then invest in mutual funds or direct equity</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Vandhana Karthick</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-87630</link>
		<dc:creator>Vandhana Karthick</dc:creator>
		<pubDate>Wed, 15 Aug 2012 14:04:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-87630</guid>
		<description><![CDATA[Sir you have told about the mistakes..Tell detailed about how to buy it?What are the important factors in it?What should be noted and asked with seller?How we benefit from that?Which are the best ULIP?Is ULIP is best?]]></description>
		<content:encoded><![CDATA[<p>Sir you have told about the mistakes..Tell detailed about how to buy it?What are the important factors in it?What should be noted and asked with seller?How we benefit from that?Which are the best ULIP?Is ULIP is best?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: T K VANI</title>
		<link>http://www.subramoney.com/2012/08/ulip-buying-mistakes/comment-page-1/#comment-87629</link>
		<dc:creator>T K VANI</dc:creator>
		<pubDate>Wed, 15 Aug 2012 09:47:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=12259#comment-87629</guid>
		<description><![CDATA[If you were to ban  people who don&#039;t understand lock in  from investing, God help ULIP sellers!]]></description>
		<content:encoded><![CDATA[<p>If you were to ban  people who don&#8217;t understand lock in  from investing, God help ULIP sellers!</p>
]]></content:encoded>
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