this article on budgeting appeared in www.moneycontrol.com long back. INCOME: Rs 100, expenses Rs 99, life is fine. Income: Rs 99, expenses Rs 100, life is in despair. (Due apologies to Charles Dickens!) There used to be a time when it was advisable to have regular health checkups when you 45. Now, it’s closer to […]
I did my CA so long back that in those days flying was considered risky and sex was considered safe! Well I did my articles in a firm called Sharp & Tannan. When our senior partner used to ‘finalise’ the accounts in his rather luxurious room WE have seen the clients sweat. He predicted the […]
We have been told again and again that we should be focused. Well it is easy to say we should be focused..but how many times can you say you are really focused? Are we focused at work? Are we focused at play? Well at least if you are a batsman facing a bowler…you do not […]
I am really blessed. Training, writing, teaching takes you places and gives you a lot of time with a very very different set of people. Teaching ensures that you meet the highest energy kids with stars in their eyes and believing that they will change the world. Yes sometimes they do get carried away, but […]
Well nothing new in this post..we all know that Indians are good savers (hear hear…why banks in India are so profitable that even PSU banks make a profit)…well here is a study which was has been reported by Wharton…about India and China..nothing new, but presented in good style by Wharton’s magazine.. http://knowledge.wharton.upenn.edu/india/article.cfm?articleid=4578
Not sure whether I have written about this friend of mine who does a very different type of SIP… He started his SIPs some time in 1998-9 and is now a ‘bhakt’ of the SIP concept. Let me explain how he went about investing. Let us say he started with a SIP of Rs. 2500 […]
Everybody and his uncle and aunt wants to talk about the great Indian entrepreneur..and how he is great. Well he is not great, he is generally s…ed. If he had a choice he would be in a happy government job, assured of an indexed pension, take leave to see the country…and generally be counting his […]