Comments on: Retirement myths or Investment myths? http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/ Personal Finance Sun, 12 Feb 2012 07:29:12 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: subra http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5505 subra Sat, 29 May 2010 12:40:34 +0000 http://www.subramoney.com/?p=3856#comment-5505 Mr. Virendra Ahuja assuming all your other investments are in debt based instruments, do a SIP in Hdfc Top 200. However if you already have some exposure to equity, choose Hdfc Prudence fund - it has an element of debt also. Mr. Virendra Ahuja

assuming all your other investments are in debt based instruments, do a SIP in Hdfc Top 200. However if you already have some exposure to equity, choose Hdfc Prudence fund – it has an element of debt also.

]]> By: subra http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5500 subra Sat, 29 May 2010 10:30:35 +0000 http://www.subramoney.com/?p=3856#comment-5500 Thanks Puneet, Thanks Ranjan. Ranjan what topic are you planning to write on? Though many people are not well informed about financial planning, it is a topic where all areas seem to be already written about. More importantly are people willing to buy a book, read it and apply it? Writing because it is fun...and then hoping people will read it :). Thanks Puneet, Thanks Ranjan. Ranjan what topic are you planning to write on?

Though many people are not well informed about financial planning, it is a topic where all areas seem to be already written about. More importantly are people willing to buy a book, read it and apply it? Writing because it is fun…and then hoping people will read it :) .

]]> By: Misinformation Campaign About Pension Plans » Ranjan Varma's Blog http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5493 Misinformation Campaign About Pension Plans » Ranjan Varma's Blog Sat, 29 May 2010 07:11:33 +0000 http://www.subramoney.com/?p=3856#comment-5493 [...] of the CryBabies! And read this blog post where PV Subramanyam clears a few “retirement planning myths“ तमसो मा ज्योतिर्गमयः|; Sharing is Caring!The purpose of [...] [...] of the CryBabies! And read this blog post where PV Subramanyam clears a few “retirement planning myths“ तमसो मा ज्योतिर्गमयः|; Sharing is Caring!The purpose of [...]

]]> By: P.Jayaraman http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5492 P.Jayaraman Sat, 29 May 2010 06:47:28 +0000 http://www.subramoney.com/?p=3856#comment-5492 Any time is good for investments. The only thing is that you should know when do you need the fund? Staring earleir is so good in the assumption that you do not have more commitment. Investments is related to individual behaviour towards thier goal. Any time is good for investments. The only thing is that you should know when do you need the fund? Staring earleir is so good in the assumption that you do not have more commitment. Investments is related to individual behaviour towards thier goal.

]]> By: Ranjan http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5491 Ranjan Sat, 29 May 2010 05:48:50 +0000 http://www.subramoney.com/?p=3856#comment-5491 Enjoyed reading your book. Thanks. Enjoyed reading your book. Thanks.

]]> By: Puneet http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5489 Puneet Sat, 29 May 2010 04:59:47 +0000 http://www.subramoney.com/?p=3856#comment-5489 I do not agree with myth No. 4. It might be easy to start investing for retirement, but it is never easy to plan for it..especially for layman like me. You need lots of time to understand the various options available with pros and cons. Deciding what would suit you most is next part. Then there are different ways to calculate how much you need to save. You never know what all factors you missed to account for while planning, (e.g. increasing life-expectancy ); it's anyways going to be a well-planned-speculation. So no matter how much you plan for it, it's going to be based on lot of assumptions. Then comes, being-persistent mindset. With lot of chaos around, it is not going to be easy to stick to you plan life long! PS 1: All this does *not* mean you should not plan for it. PS 2: Pun intended thoughts: http://imposters.blogspot.com/2010/05/simplest-portfolio-idea.html PS 3: Reading Subra's book has been a big relief. A must read for every I do not agree with myth No. 4.
It might be easy to start investing for retirement, but it is never easy to plan for it..especially for layman like me.
You need lots of time to understand the various options available with pros and cons.
Deciding what would suit you most is next part. Then there are different ways to calculate how much you need to save.
You never know what all factors you missed to account for while planning, (e.g. increasing life-expectancy ); it’s anyways going to be a well-planned-speculation.
So no matter how much you plan for it, it’s going to be based on lot of assumptions.

Then comes, being-persistent mindset. With lot of chaos around, it is not going to be easy to stick to you plan life long!

PS 1: All this does *not* mean you should not plan for it.
PS 2: Pun intended thoughts: http://imposters.blogspot.com/2010/05/simplest-portfolio-idea.html
PS 3: Reading Subra’s book has been a big relief. A must read for every

]]> By: virendra ahuja http://www.subramoney.com/2010/05/retirement-myths-or-investment-myths/comment-page-1/#comment-5488 virendra ahuja Sat, 29 May 2010 04:17:38 +0000 http://www.subramoney.com/?p=3856#comment-5488 i do agree with u. i am 67 now but i started saving very late for my rest of the age only 3 years back with rs.2000/= pm. suggest other options for people like me if any. with regards. v.ahuja i do agree with u. i am 67 now but i started saving very late for my rest of the age only 3 years back with rs.2000/= pm. suggest other options for people like me if any.

with regards.

v.ahuja

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