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	<title>Comments on: ECS: why using it is a problem..</title>
	<atom:link href="http://www.subramoney.com/2010/03/ecs-why-using-it-is-a-problem/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.subramoney.com/2010/03/ecs-why-using-it-is-a-problem/</link>
	<description>Personal Finance</description>
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		<title>By: Deepak Shenoy</title>
		<link>http://www.subramoney.com/2010/03/ecs-why-using-it-is-a-problem/comment-page-1/#comment-3677</link>
		<dc:creator>Deepak Shenoy</dc:creator>
		<pubDate>Wed, 31 Mar 2010 04:27:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=3536#comment-3677</guid>
		<description>Manish: the link text is correct but what it links to is wrong (probably an accidental edit)

It should be &lt;a href=&quot;http://blog.investraction.com/2010/03/ecs-easy-convenient-stupid.html&quot; rel=&quot;nofollow&quot;&gt;http://blog.investraction.com/2010/03/ecs-easy-convenient-stupid.html&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Manish: the link text is correct but what it links to is wrong (probably an accidental edit)</p>
<p>It should be <a href="http://blog.investraction.com/2010/03/ecs-easy-convenient-stupid.html" rel="nofollow">http://blog.investraction.com/2010/03/ecs-easy-convenient-stupid.html</a></p>
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	<item>
		<title>By: Som</title>
		<link>http://www.subramoney.com/2010/03/ecs-why-using-it-is-a-problem/comment-page-1/#comment-3669</link>
		<dc:creator>Som</dc:creator>
		<pubDate>Tue, 30 Mar 2010 20:02:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=3536#comment-3669</guid>
		<description>Any idea about home loan ecs ?? How is it sud one opt for it ?
What are the pros and cons??</description>
		<content:encoded><![CDATA[<p>Any idea about home loan ecs ?? How is it sud one opt for it ?<br />
What are the pros and cons??</p>
]]></content:encoded>
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	<item>
		<title>By: Manish</title>
		<link>http://www.subramoney.com/2010/03/ecs-why-using-it-is-a-problem/comment-page-1/#comment-3664</link>
		<dc:creator>Manish</dc:creator>
		<pubDate>Tue, 30 Mar 2010 13:05:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=3536#comment-3664</guid>
		<description>Subra 

The first link is not working .. please check .

Manish</description>
		<content:encoded><![CDATA[<p>Subra </p>
<p>The first link is not working .. please check .</p>
<p>Manish</p>
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	<item>
		<title>By: pravin</title>
		<link>http://www.subramoney.com/2010/03/ecs-why-using-it-is-a-problem/comment-page-1/#comment-3662</link>
		<dc:creator>pravin</dc:creator>
		<pubDate>Tue, 30 Mar 2010 12:12:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.subramoney.com/?p=3536#comment-3662</guid>
		<description>but thats like giving your paperwallah,the keys to your house!
i use online bill payment. i always make the payment when the bill is presented.either online OR/AND physically.
its like credit cards.you need to retain control of the payments.
hoping that the bank or the utility will be kind to you is naive. there is a cost for lazy behaviour.
Use ECS for its convenience. convenience -not to forget about the bills/biller, but that provided by making a payment sitting at home.

you are knocking ECS while you should knock silly users who want to relinquish control over their payments.lets be responsible rather than act like crybabies when we wake upto reality.</description>
		<content:encoded><![CDATA[<p>but thats like giving your paperwallah,the keys to your house!<br />
i use online bill payment. i always make the payment when the bill is presented.either online OR/AND physically.<br />
its like credit cards.you need to retain control of the payments.<br />
hoping that the bank or the utility will be kind to you is naive. there is a cost for lazy behaviour.<br />
Use ECS for its convenience. convenience -not to forget about the bills/biller, but that provided by making a payment sitting at home.</p>
<p>you are knocking ECS while you should knock silly users who want to relinquish control over their payments.lets be responsible rather than act like crybabies when we wake upto reality.</p>
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