Comments on: Investment styles and mistakes http://www.subramoney.com/2009/11/2579/ Personal Finance Sun, 14 Mar 2010 17:27:42 +0500 http://wordpress.org/?v=2.9.2 hourly 1 By: subra http://www.subramoney.com/2009/11/2579/comment-page-1/#comment-1988 subra Tue, 24 Nov 2009 14:50:44 +0000 http://www.subramoney.com/?p=2579#comment-1988 no first time writing on pms... no first time writing on pms…

]]> By: Pavan Kulkarni http://www.subramoney.com/2009/11/2579/comment-page-1/#comment-1987 Pavan Kulkarni Tue, 24 Nov 2009 13:20:34 +0000 http://www.subramoney.com/?p=2579#comment-1987 I think I read a similar post sometime before on your blog! Is this re-posted? Sorry if I'm confusing this with somethin else. I think I read a similar post sometime before on your blog! Is this re-posted? Sorry if I’m confusing this with somethin else.

]]> By: Dr Mohammed Ali Khan http://www.subramoney.com/2009/11/2579/comment-page-1/#comment-1905 Dr Mohammed Ali Khan Sat, 07 Nov 2009 14:19:16 +0000 http://www.subramoney.com/?p=2579#comment-1905 @manish True Manish I just took the best case scenario ( But thinking about it, would this train guy invest 13 lakh at one go and WAIT FOR 6 YEARS -- NO WAY ) So like you said the CAGR would be much much lower @manish
True Manish
I just took the best case scenario
( But thinking about it, would this train guy invest 13 lakh at one go and WAIT FOR 6 YEARS — NO WAY )
So like you said the CAGR would be much much lower

]]> By: Manish Chauhan http://www.subramoney.com/2009/11/2579/comment-page-1/#comment-1904 Manish Chauhan Sat, 07 Nov 2009 08:46:41 +0000 http://www.subramoney.com/?p=2579#comment-1904 @Subra Nice one .. People are not patient with Equity , and hence do not reap the kind of benefit it can provide. They still use Equity for short term big gains , which is just "luck by chance" for most of them . @Mohammed Ali Khan I am not sure if that 13 lac was invested in one go or distributed across those 6 years at different intervals , in which case the CAGR return would be much lesser , You might want to look at XIRR to calculate this , but we dont have information on how the investment was distributed . Manish @Subra

Nice one .. People are not patient with Equity , and hence do not reap the kind of benefit it can provide. They still use Equity for short term big gains , which is just “luck by chance” for most of them .

@Mohammed Ali Khan

I am not sure if that 13 lac was invested in one go or distributed across those 6 years at different intervals , in which case the CAGR return would be much lesser , You might want to look at XIRR to calculate this , but we dont have information on how the investment was distributed .

Manish

]]> By: Dr Mohammed Ali Khan http://www.subramoney.com/2009/11/2579/comment-page-1/#comment-1903 Dr Mohammed Ali Khan Sat, 07 Nov 2009 07:41:01 +0000 http://www.subramoney.com/?p=2579#comment-1903 The train guy's IRR or Componded annual growth rate is 6.529% if we assume 13 became 19 in 6 years.. Lower than PPF which is 8 % Tax free ( For now ).. & almost equal to a Bank FD.. And of course bank FD is hassle free.. As for Index funds I feel that ETFs are better.. for they track the Index better and have less Asset management charges 0f around 0.6% The train guy’s IRR or Componded annual growth rate is 6.529% if we assume 13 became 19 in 6 years.. Lower than PPF which is 8 % Tax free ( For now ).. & almost equal to a Bank FD.. And of course bank FD is hassle free..
As for Index funds I feel that ETFs are better.. for they track the Index better and have less Asset management charges 0f around 0.6%

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