I recently read an article in a magazine saying that equity investments are easy to handle. It said you should invest in equities – and sell when you reach your level of expected return, then wait for the next bear market. I think it is an amazing idea, but misses the point completely. Let us […]

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I did an unscientific sms poll asking people the same question: ” 5 year view – If I have money to invest in the equity markets. Should I do a 12 month STP or a 24 month STP?”. The persons covered included 2 CIOs, 2 CEOs a few fund managers, 3-4 research people and a […]

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Funnily I do not get paid for the best investment advice that I have ever given! Let me enumerate some of the client questions which have been addressed in the negative. For a few of my clients the best investments are those that they did not make – but they do not know the value […]

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Obama has made a passionate speech – while talking of reviving the economy. He has said his main focus will be on: education     health   transportation     alternate energy   defense    —— and there are websites dedicated to see how this is going to generate (or lose) jobs, etc. What looks like a nice ‘want to do’ may […]

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Will we ever retire? One thing most people look forward to is retirement. However in many cases such a feeling can be exaggerated. So please be careful not to seek retirement when all you need is a 3 week break. One option which many people like to consider and hope for is some kind of […]

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A few days back while watching a dance reality show on TV I saw a girl – whose name I am not sure – sounded like “Hart Kaur” (in fact it kept sounding like hard core). I just happened to stop on that channel and this girl was narrating what she saw in 1984. She […]

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Why is it that in the case of Satyam and in the world wide mess it is largely the equity shareholder who is losing? Welcome to the world of moral hazard. When you lend money to a bank (which may be insolvent even as you are lending) or to a country (which technically cannot become […]

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